EMPLOYMENT PRACTICES LIABILITY

WHY IS EMPLOYMENT PRACTICES LIABILITY INSURANCE IMPORTANT?

Standard EPLI policies only provide coverage for lawsuits brought about by employees or prospective employees, and most commercial general liability (CGL) policies specifically exclude coverage for harassment and discrimination. EPLI fills this gap, and offers protection against allegations of wrongful acts made by you, customers, clients, vendors, and suppliers.


EXAMPLES OF WRONGFUL ACTS

Discrimination based on the following:

  • Race
  • Religion
  • Sex
  • Age
  • National origin
  • Disability
  • Pregnancy
  • Sexual orientation

The following forms of harassment:

  • Unwanted sexual advances
  • Unwanted requests for sexual favors
  • Other verbal or physical actions that create a hostile or offensive work environment


WHY WE'RE DIFFERENT

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Contact us and let the professionals at our company help you forge the strongest shield possible to help.

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